Changes you may make during Medicare Open Enrollment include the following:

• Switch from Original Medicare to an Advantage plan or vice versa.
• Switch to an Advantage Plan where you choose whether to have prescription drug coverage or not.
• Change from one Advantage plan to another.
• Join, switch or leave a Medicare Part D prescription drug plan.
• Switch to a private insurer.

Considerations during Medicare Open Enrollment:

• Out of pockets costs: When making your Medicare decisions, consider costs of premiums, deductibles, copayments, and any other payments not covered by Medicare.
• Prescription drug coverage: Check to see which drugs your plan covers, especially the drugs you currently use or may use in the future.
• Health care needs: Consider whether upcoming or expected surgeries are covered and whether you would need to switch providers with the plan you choose.
• Travel plans : Remember that Original Medicare does not typically cover overseas health care costs, so if you plan to travel overseas you may consider enrolling in a supplemental insurance plan.

Insurance Plans Legacy Accepts

Legacy accepts HMO/PPOs, Medicare, Medicare Advantage, and offers programs to help reduce the cost of care. Click here for a list of insurance plans Legacy accepts, or call (713) 814-3655 to be connected to an Eligibility Specialist who can help you navigate the health care landscape and make your health care more affordable.

Learn more about our accepted health insurance and Medicare plans.

What is Medicare?

Medicare is health insurance for those who are 65 years and older. However, if you have a disability you may be able to get Medicare earlier.

There are two main options for Medicare (Original Medicare – Parts A & B, and Medicare Advantage – Part C) as well as options for additional coverage (Prescription Drug Coverage – Part D, and Medicare Supplement Insurance – Medigap). Click here to learn about the different types of coverage.